occupational pension plan

基本解释

Multi-Pillar Old-age Security System; State Pension; Basic Pension; Occupational Pension; Voluntary Personal Saving Plan;
多支柱养老保障体系；普惠制养老金；基本养老金；职业年金；个人养老储蓄计划；
Defined Benefit type of occupational pension plan (DB plan) faces the sponsor's bankruptcy risks and needs governmental guarantee.
待遇确定型企业年金计划面临着雇主破产风险，需要政府出面提供担保。
Because the occupational pension fund is an important supplement to Chinas basic pension plan, the demand for keeping and increasing occupational pension funds value is higher and higher.
但目前，我国的企业年金基金的投资运作尚不成熟，企业年金基金在保证安全性的基础上实现保值增值还有一定难度，而且我国企业年金基金监管措施尚不完善。